BNI-BUSINESS BEFORE SUNRISE MEMBER BIO’S

Raquel Quinones is the current President of the Business Before Sunrise group. Prior to this position she held the position of Treasurer. She is a senior Business Banker for Citibank and her office is located in the Riverdale area of the Bronx. She is an expert in small business planning, credit advising and long-term growth strategies for area businesses. Her portfolio is extensive and she services clientele in all five NYC boroughs and Westchester County. She considers herself a power-networker and currently participates in several area networking groups and organizations.
5671 Riverdale Avenue,
Bronx, NY 10471
718-884-1142

Mr. Lugo is a Life Insurance, Disability, and Long Term Care resource for the Bronx BNI Group. With his training and commitment to his clients, you can be confident that he will provide a level of personalized service unmatched by his peers. Mr. Lugo will work diligently to help you achieve your financial goals with appropriate insurance products.
Javier Lugo
914 989 3800 x 6416
360 Hamilton Ave 9th Floor White Plains NY 10601

Urmilla is the Broker/Owner of Century 21 MetroStar. Urmilla acquired this large 27 agent firm over a year ago and prides herself in being accessible to both her staff and her clientele. She has over a decade of solid real estate knowledge and experience and can assist her clients in navigating the sometimes difficult world of real estate. Urmilla has recently refocused her entire office to specialize in the ever-changing world of Short Sales and Foreclosures here in the Bronx and Westchester County. Her team has a proven track record in the short sale process and is the proven leader in the area throughout the Bronx. She has a wealth of knowledge to share about real estate and works closely with many construction, title, and appraisal firms in the area.
CENTURY 21 Metro-Star
2017 Williamsbridge Road
Bronx NY 10461
Fax: (718) 794-2323
Phone: (718) 794-2327 Extn :
http://www.century21metrostar.com

David A. Kreshover, D.C. runs Uptown Chiropractic a provides a state of the art multidisciplinary approach to the evaluation, treatment and documentation of patients in need of our professional care. UC provides a vast array of services geared to pinpoint their patients' needs. These services focus on the care of the recently injured patient, the patient seeking wellness care, as well as geriatric care and sports medicine.
David A. Kreshover, D.C.
Uptown Chiropractic
2367 Westchester Avenue Bronx, NY 10462 718-597-2900
www.uptownchironyc.com www.uptownchiropractic.wordpresss.com
Mr. Hernandez is a financial services representative with first investors corporation. His goal is to help clients achieve their short, intermediate, and long term financial goals and objectives. Whether his client are individuals, families, or small businesses, he works closely with each of them to make investment and/or insurance recommendations that will help them achieve their financial goals.
Financial Services Representative
14 Penn Plaza, Suite 408
225 W 34th Street
New York, NY 10122
(212) 563-2600 ext 344

Lilyanna is the sales representative for Keppler Title Agency, a full service title company that handles commercial and residential title insurance. She has over 25 years of real estate experience and works with a team of highly experienced professionals. Lilyanna prides herself with integrity and professionalism. Her
commitment and dedication to her clients is heightened by her desire to give personalized service.
Lilyanna Pekic
Sales Executive
Keppler Title Agency, LLC
47 Nepperhan Avenue
Elmsford, NY 10523
Tel: (914) 723-2001
Fax: (914) 472-2106
Cell: (718) 655-5000

Carlos de la Concha is a property and casualty resource for this BNI chapter. He has over 25 years experience in this field. His agency is able to handle any of your insurance needs whether personal or commercial.
Allstate Insurance
1892 Eastchester Rd.
Bronx, NY 10461
(718)597-2345 Office
(718)530-3404 Cell

Mark Fisher is the residential mortgage expert for the Bronx BNI Group. He is a mortgage banker for United Northern Mortgage Bankers, who have been in business for over 32 years. He specializes in FHA, FHA 203k, Conventional, VA, and Reverse Mortgages with his office being located in the Morris Park/Pelham Parkway area of the Bronx. Mark's one-on-one approach makes the stressful process of purchasing a home simple and easy to understand. He prides himself with a strong team behind him which allows the entire mortgage process to be streamlined, taking weeks and not months like many other lenders.
United Northern Mortgage Bankers
2105 Williamsbridge Road
Bronx, NY 10461
Phone: (347) 242-1206
Fax: (516) 977- 4557
Dr. Kordai I. DeCoteau is a Board Certified Podiatrist Surgeon. She keeps current with the latest procedures for foot pain such as Radiofrequency and Topaz procedures. She is also known for her "cosmetic incisions" which has her made her popular in the NYC community. She is also Spanish speaking and has appeared in "El Especialito" newspaper that serves the Hispanic community of NYC and its boroughs and parts of New Jersey. When not practicing podiatry, she is active in her community, an avid member of The Abyssinian Baptist Church, and is the health & wellness coordinator for the Blue Nile Rites of Passage. Dr. DeCoteau is also a planning team member for the proposed Dr. Muriel Petioni Charter School (Harlem, NY) and a member of 100 Black Women of NY and the Alpha Kappa Alpha Sorority, IncDr. Kordai I. DeCoteau
NY Footcare, PLLC@149th
421 East 149th Street
Bronx, NY 10455
(O)718.401.3668
(F)718.401.3888
www.nyfootcarebx.com